In Jiangsu Zhenjiang, if the social security base is 10,500 yuan, the amount of social security benefits obtained mainly includes the following aspects:

1. Pension:

• Basic pension: It is related to factors such as the average monthly wage of on - the - job workers in the province in the previous year and the contribution years. The formula is ​
  Basic pension=(Average monthly wage of on−the−job workers in the province in the previous year+My indexed average monthly contribution wage)÷×Contribution years×1%
  . Suppose the average monthly wage of on - the - job workers in the province in the previous year is ​
  A
  yuan, and the contribution years is ​
  n
  years, and the indexed average monthly contribution wage is 10,500 yuan. The basic pension part is ​
  (A+)÷×n×1%
  . For example, if ​
  A=
  yuan and ​
  n=
  years, the basic pension is ​
  (+)÷××1%=
  yuan.

• Personal account pension: It is determined by the amount of personal account storage and the 计发 month number. The formula is ​
  Personal account pension=Personal account storage amount÷计发月数
  . If the contribution rate of the pension is 8% of the base, the monthly deposit in the personal account is ​
  ×8%=
  yuan. Assuming a contribution of 30 years, the total amount in the personal account is ​
  ××=
  yuan. If retiring at the age of 60 (计发月数 is 139), the personal account pension is ​
  ÷≈2175.54
  yuan.

2. Medical insurance:

• Medical reimbursement: After reaching the deductible line, a certain proportion of medical expenses can be reimbursed. The specific reimbursement ratio and scope vary according to different medical situations, such as in - patient and out - patient. For example, for some in - patient expenses in a tertiary hospital, the reimbursement ratio may be around 70% - 80% after meeting the deductible.

• Personal account in medical insurance: A certain amount of money will be credited to the personal account in medical insurance every month. The credit amount is related to factors such as the contribution base and age. Generally, for employees, a part of the contribution will be returned to the personal account. If the contribution rate for the personal part of medical insurance is 2% of the base, then ​
  ×2%=
  yuan will be credited to the personal account every month, which can be used to pay for out - patient expenses, purchase drugs, etc.

3. Unemployment insurance:

• The amount of unemployment insurance benefits is generally related to the local minimum wage standard. Usually, it is a certain percentage of the local minimum wage. In Zhenjiang, if eligible for unemployment insurance, the monthly benefit amount is generally between 80% - 90% of the local minimum wage. For example, if the local minimum wage is 2000 yuan, the unemployment insurance benefit may be around ​
  ×85%=
  yuan per month, and the payment period is related to the length of unemployment insurance contributions.

4. Work - related injury insurance:

• In case of work - related injuries, work - related injury insurance will pay for medical expenses, disability allowances, etc. according to the degree of injury. The payment standard is determined according to relevant national and local regulations. For example, for a first - degree disability, the disability allowance may be a relatively high proportion of the average monthly wage of on - the - job workers in the local area in the previous year, and the specific amount is calculated according to specific regulations.

5. Maternity insurance:

• For female employees, maternity insurance provides maternity leave allowances and reimbursement of maternity medical expenses. The maternity leave allowance is generally calculated based on the average monthly wage of the employer in the previous year during the maternity leave period. If the employer's average monthly wage is close to the social security base of 10,500 yuan, and the maternity leave is 128 days (taking a common maternity leave days as an example), the maternity leave allowance is approximately ​
  ÷×=
  yuan. And maternity medical expenses are reimbursed according to the actual situation within the scope of regulations.

In general, the specific amount of social security benefits obtained needs to be calculated comprehensively according to personal contribution years, specific insurance types, and local policy regulations. Different situations will lead to different benefit amounts.

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