The difference between the social security base of 10,300 and 5,000 in Yangzhou, Jiangsu lies in the amount of insurance premiums paid and the corresponding benefits. With a higher social security base of 10,300, more premiums are paid, and potentially higher benefits can be expected in the future, such as higher pension amounts. On the contrary, a base of 5,000 means lower premium payments and relatively lower future benefits.

1. Premium payment amount:

• Pension insurance:

• When the social security base is 10,300, the individual pays ​
  ×8%=
  yuan per month for pension insurance, and the unit pays ​
  ×16%=
  yuan per month.

• When the social security base is 5,000, the individual pays ​
  ×8%=
  yuan per month for pension insurance, and the unit pays ​
  ×16%=
  yuan per month.

• Medical insurance:

• With a base of 10,300, the individual pays ​
  ×2%=
  yuan per month for medical insurance, and the unit pays ​
  ×8%=
  yuan per month.

• When the base is 5,000, the individual pays ​
  ×2%=
  yuan per month for medical insurance, and the unit pays ​
  ×8%=
  yuan per month.

• Unemployment insurance:

• For a base of 10,300, the individual pays ​
  ×0.5%=51.5
  yuan per month, and the unit pays ​
  ×0.5%=51.5
  yuan per month.

• When the base is 5,000, the individual pays ​
  ×0.5%=
  yuan per month, and the unit pays ​
  ×0.5%=
  yuan per month.

• Work - related injury insurance:

• If the base is 10,300, assuming an industry - specific rate of 0.4% (as an example), the unit pays ​
  ×0.4%=41.2
  yuan per month.

• When the base is 5,000, with the same industry - specific rate of 0.4%, the unit pays ​
  ×0.4%=
  yuan per month.

• Maternity insurance:

• For a base of 10,300, the unit pays ​
  ×1%=
  yuan per month.

• When the base is 5,000, the unit pays ​
  ×1%=
  yuan per month.

2. Pension benefits:

• Pension calculation is related to the social security base. Generally, the higher the social security base during the payment period, the higher the pension amount received after retirement. When the base is 10,300, the individual's pension account balance will accumulate more funds over time due to higher contributions. In the formula for calculating the basic pension ​
  (Average social wage in the locality+Personal average contribution wage)÷×Contribution years×1%+Personal pension account balance÷eˋR◯¡a˚‘月数
  , a higher personal average contribution wage (resulting from a higher social security base) will lead to a higher overall pension amount.

3. Medical insurance benefits:

• Personal account:

• For those aged 35 and below, if the base is 10,300, the amount 划入个人账户 is ​
  ×2.8%=288.4
  yuan per month. If the base is 5,000, the amount 划入个人账户 is ​
  ×2.8%=
  yuan per month.

• For those aged 36 - 45, with a base of 10,300, the amount 划入个人账户 is ​
  ×3.2%=329.6
  yuan per month. When the base is 5,000, it is ​
  ×3.2%=
  yuan per month.

• For those aged 46 - pre - retirement, if the base is 10,300, the amount 划入个人账户 is ​
  ×3.8%=391.4
  yuan per month. When the base is 5,000, it is ​
  ×3.8%=
  yuan per month.

• Medical expense reimbursement: Although the reimbursement ratio for hospitalization expenses and special outpatient medical subsidy expenses is not directly related to the social security base, the amount of funds in the medical insurance account affects the individual's ability to pay for medical expenses. A higher - base individual has more funds in the personal account, which can be used to pay for outpatient expenses or drug purchase expenses.

In conclusion, choosing a higher social security base of 10,300 means paying more insurance premiums during the working period, but it also has the potential to bring more generous benefits in the future, such as higher pensions and more funds in the medical insurance personal account. When choosing a social security base, individuals should consider their own economic situation and long - term planning.

社保基数带来的差异。要是你对其中某部分，比如养老金计算细则或医保报销范围想进一步了解，随时都能跟我说。