In 2024, the monthly standard of social insurance contribution base in Yichang, Hubei is 6948 yuan, and the upper limit of personal contribution base is 20844 yuan. The social security base of 13900 yuan is about 200% of the monthly standard in Yichang, which is a relatively high contribution level among different contribution grades. Here are the details:
- Comparison with contribution grades: In Yichang in 2024, the contribution grades for flexible employees range from 60% to 300% of the base. The base is 6948 yuan. 60% of it is 4170 yuan, 100% is 6948 yuan, and 150% is 10430 yuan. The 13900 - yuan base is much higher than these common grades and is close to 200% of the base (6948×2 = 13896 yuan). So, it belongs to a high - end contribution grade.
- Calculation of contribution amount: If the contribution base is 13900 yuan, taking the basic pension insurance as an example, if the contribution rate for flexible employees is 20%, the monthly contribution amount for pension insurance is 13900×20% = 2780 yuan. This amount is much higher than that of lower - grade contributions, such as the 60% - grade contribution amount of 834 yuan.
- Impact on future benefits: Higher contribution bases like 13900 yuan will generally lead to higher pension benefits in the future. Because pension calculation is related to factors such as the contribution base and contribution years. A higher contribution base means more contributions are made during the working period, and the pension received after retirement will be relatively more in line with the principle of "more pay, more gain" in the social security system.
In general, a social security base of 13900 yuan in Yichang represents a high - level contribution. While it requires paying more social security fees in the current period, it also lays a solid foundation for obtaining higher social security benefits in the future.