In Anhui Bozhou, if the social security base is 14,100, the amount received mainly depends on different types of social security benefits. Here's a breakdown:
- Pension:
- Basic pension: Calculated as . Given a social security base of 14,100, if we assume the provincial average monthly wage of on - the - job employees in the previous year is (Provincial average monthly wage of on - the - job employees in the previous year+My indexed average monthly contribution wage)÷×Contribution years×1%and the contribution years is A, and the indexed average monthly contribution wage is 14,100 (when the contribution base is 14,100), the basic pension part n. For example, if =(A+)÷×n×1%and A=, then n=yuan.(+)÷××1%=(÷)×0.15=1507.5
- Individual account pension: Calculated as . The individual account balance is accumulated through personal contributions over the years. Assuming the monthly contribution rate to the pension individual account is 8% of the contribution base (i.e., Individual account balance÷Calculation and payment monthsyuan per month). If the contribution period is ×8%=years (nmonths), the individual account balance is n×. For a 60 - year - old retiree, the calculation and payment months are 139. For example, if ×n×years, the individual account balance n=yuan, and the individual account pension =××=yuan. The total pension is the sum of the basic pension and the individual account pension.=÷≈1459.28
- Unemployment insurance: The amount of unemployment insurance benefits in Bozhou is related to the cumulative contribution time.
- If the cumulative contribution time is 1 - 5 years, the monthly unemployment insurance benefit is 782 yuan.
- If it is 5 - 10 years, it is 809 yuan.
- If it is 10 - 15 years, it is 836 yuan.
- If it is 15 - 20 years, it is 863 yuan.
- If it is over 20 years, it is 891 yuan. After 13 months, it is uniformly 782 yuan. The social security base of 14,100 is mainly used to calculate the contribution amount during the employment period, which is related to the determination of the cumulative contribution time, but the specific benefit amount is determined according to the above - mentioned contribution - time - based standards.
- Medical insurance:
- Outpatient: For ordinary outpatient services in Bozhou, the reimbursement policy is relatively complex. For example, in rural health centers (community health service centers) and village clinics, the reimbursement ratio is 55%, and the annual reimbursement limit is 200 yuan per person. For some special outpatient chronic diseases, there are different reimbursement standards. For example, for type - I outpatient chronic diseases, the deductible line is 200 yuan and is calculated once a year, with a reimbursement ratio of 60% in - province and 50% out - of - province, and a quarterly cap of 900 yuan and an annual cumulative payment limit of 3000 yuan (for two or more diseases, the annual payment limit is not accumulated). The contribution base of 14,100 affects the amount of medical insurance contributions. The more contributions, the more funds are accumulated in the medical insurance account, which may be used for outpatient expenses.
- Inpatient: The reimbursement ratio and deductible line vary according to different levels of medical institutions. For example, for first - level and below medical institutions, the deductible line is 200 yuan, and the reimbursement ratio is 90%; for second - level and county - level medical institutions, the deductible line is 500 yuan, and the reimbursement ratio is 85%; for third - level (municipal - owned) medical institutions, the deductible line is 700 yuan, and the reimbursement ratio is 75%; for third - level (provincial - owned) medical institutions, the deductible line is 1000 yuan, and the reimbursement ratio is 70%. The contribution base affects the overall medical insurance fund scale, which in turn affects the overall reimbursement level of the region, but the specific reimbursement amount for each inpatient is calculated according to the above - mentioned standards.
In general, the amount obtained from a social security base of 14,100 in Bozhou varies for different types of social security benefits. Pension calculation is related to factors such as contribution years and the provincial average wage; unemployment insurance is related to cumulative contribution time; and medical insurance reimbursement is related to outpatient and inpatient situations and the level of medical institutions.