In Ma'anshan, Anhui, if the social security base is 9300, the amount received mainly includes the following aspects:
- Pension calculation:
- Basic pension: It is calculated based on the formula . Here, the average monthly wage of local employees in the previous year needs to be combined with the local statistical data of Ma'anshan (for example, if the relevant data is (Average monthly wage of local employees in the previous year when the insured retires+My indexed average monthly contribution wage)÷×Total years of personal contributions×1%yuan), and the indexed average monthly contribution wage is yuan (when the contribution base is 9300). Suppose the contribution years are xyears, then the basic pension n.=(x+)÷×n×1%
- Personal account pension: The amount of personal account pension is calculated by dividing the balance of the personal account by the number of months of pension distribution. The personal account balance is accumulated by the individual's contribution amount (the individual's contribution rate is 8%, that is, the individual contributes yuan per month). Suppose the contribution period is ×8%=years (nmonths), and the balance of the personal account is n×yuan. If the retirement age is 60 years old, the number of months of pension distribution is 139 months, then the personal account pension ×n×.=×n×
- Medical insurance aspect: The part of medical insurance included in the social security base of 9300, the unit contribution rate is about 6.5%, and the individual contribution rate is 2%. The individual contribution amount is yuan per month. This part of the money is mainly used to establish a personal medical insurance account, which can be used for medical treatment in designated hospitals and pharmacies.×2%=
- Unemployment insurance: The unit contribution rate is 0.5%, and the individual contribution rate is 0.5%. The individual contribution amount is yuan per month. In case of unemployment and meeting relevant conditions, unemployment benefits can be received.×0.5%=46.5
- Work - related injury insurance: The unit pays according to the industry risk level, and the individual does not need to pay. For example, if the industry risk level corresponds to a contribution rate of 0.55%, the unit's monthly contribution amount is yuan. This is used to provide compensation for employees in case of work - related injuries.×0.55%=51.15
- Maternity insurance: The unit contribution rate is 0.7%, and the individual does not need to pay. The unit's monthly contribution amount is yuan. It is used to provide benefits for female employees during pregnancy, childbirth, etc.×0.7%=65.1
It should be noted that the above calculations are for reference only. The actual amount received is also affected by many factors such as local policy adjustments, specific contribution years, and the use of various insurances. It is recommended to consult the local social security department for accurate information.