In Zhejiang Jiaxing, if the social security base is 9700, the amount you can receive is calculated based on different aspects. For the pension you may receive in the future, it involves calculations of basic pension, personal account pension, and possibly transitional pension (for those with relevant circumstances). As for the current situation, it affects the amount of monthly social security contributions you and your employer need to pay. Here's a breakdown:
- Pension calculation
- Basic pension: The formula is . However, the pension calculation base varies by year and is not provided here. Assuming a certain pension calculation base and if your contribution years are Basic pension=(Retirement year′s pension calculation base+Indexed average contribution wage)×Contribution years×1%years, this part of the calculation would be involved. For example, if the pension calculation base in the year of your retirement is nyuan, and your average contribution index is 1 (for simplicity), the basic pension X.=(X+)×n×1%
- Personal account pension: The personal contribution to the pension insurance each month is yuan. Over the years, these contributions accumulate in the personal account. When you retire, ×8%=. For example, if you retire at 60 years old, the corresponding calculation months are 139. Suppose after years of contributions, the personal account balance is Personal account pension=Retirement−age−corresponding calculation monthsPersonal account balanceyuan, then the personal account pension Y.=Y
- Transitional pension: This is mainly for those who started working before a certain period (usually before the establishment of the personal account system). The calculation is relatively complex and is related to factors such as the pension calculation base, the years of contribution before the establishment of the personal account, and the average contribution index during that period. Since specific data is not given in the question, it is difficult to provide a specific calculation formula here. But generally, .Transitional pension=Indexed average contribution wage×Contribution years before personal account establishment×Transitional coefficient
- Current social security contribution amount
- Pension insurance: The company pays yuan per month, and the individual pays ×16%=yuan per month.×8%=
- Medical insurance: The company pays yuan per month, and the individual pays ×6.5%=630.5yuan per month.×2%=
- Unemployment insurance: The company pays yuan per month, and the individual pays ×0.5%=48.5yuan per month.×0.5%=48.5
- Maternity insurance: The company pays yuan per month, and individuals do not need to pay.×0.7%=67.9
- Work - related injury insurance: The company pays according to the unit's industry risk level. The specific rate is not given in the question, but it is fully borne by the company.
In conclusion, calculating the amount you can get from a social security base of 9700 in Jiaxing involves multiple factors. For pension calculations, it is related to future pension calculation bases, contribution years, and personal account balances. And the current social security contribution amount is clearly calculated according to the above - mentioned proportions. It should be noted that actual amounts may vary slightly due to policy adjustments and specific circumstances.