In Jiangsu Yancheng, a social security base of 6900 falls within the mid - range of the allowable 缴费基数. For the period from July 1, 2024, to June 30, 2025, the lower limit of the social security payment base in Yancheng is 4494 yuan/month, and the upper limit is 26421 yuan/month. A base of 6900 yuan indicates the following:
- For enterprise employees:
- Pension insurance: The unit pays at a rate of 16%. With a base of 6900 yuan, the unit's monthly contribution is yuan. The individual pays at a rate of 8%, so the individual's monthly contribution is ×16%=yuan.×8%=
- Medical insurance: The unit's contribution rate is 7% (the specific rate may be adjusted according to local policies). The unit's monthly payment is yuan. The individual pays at a rate of 2%, and the individual's monthly payment is ×7%=yuan.×2%=
- Unemployment insurance: The unit and individual each pay at a rate of 0.5%. So the unit's monthly payment is yuan, and the individual's monthly payment is also 34.5 yuan.×0.5%=34.5
- For flexible - employment individuals:
- Pension insurance: The contribution rate is 20%. With a base of 6900 yuan, the monthly payment is yuan.×20%=
- Medical insurance: If calculated at a rate of 10% (for example, the specific rate may vary), the monthly payment is yuan.×10%=
This 6900 - yuan social security base reflects a certain level of income and also determines the amount of social security contributions and future benefits. Higher contributions generally mean more substantial benefits in the future, such as higher pension amounts after retirement.